A plan for everyone at AIB

AIB believes financial planning is for everyone, no matter your income or stage of life.

The team is committed to supporting customers’ long-term financial wellbeing by offering a free, 60-minute financial planning review with a qualified financial advisor.

This can take place in-branch or via video call, whichever suits you best. A financial review isn’t about telling you how to spend your money.

It’s about helping you understand where you’re on track and identifying areas where you can improve your financial health.

“Knowledge is power,” says Financial Planning Advisor at AIB Cavan, Mary Dolan.

“We help customers protect their income, review their pension pots, and explore ways to grow their savings for the future.”

Every customer leaves with a personalised financial plan, and what you do with that plan is entirely up to the customer.

With over 120 qualified financial advisors nationwide, AIB offers expert, regulated financial advice at no additional cost. In addition to face-to-face support, the AIB life Hub on the AIB Mobile Banking app is a fantastic digital resource.

It hosts great articles and investment and pension calculators – all from your phone.

“We understand our customers and can help provide them with a complete financial picture, saving them time and effort,” Mary explains.

“But ultimately, the most important step is sitting down with an advisor to understand where you are today and how to protect your future.

“The added benefit of choosing AIB is our digital capability through the AIB life hub,” says Mary.

“It makes managing your financial plan simple and accessible and provides you with a clearer financial picture.”

Start early and protect your income

Giving advice to students on their financial planning journey, Mary says “time is your greatest asset”.

“Starting to invest early allows you to benefit from compound interest and grow your money over time.”

For families, protecting household income is essential.

“Your income is one of your biggest assets,” Mary explains.

“Ensuring you have the right protection in place can prevent financial stress during life’s unexpected moments.”

Meanwhile for business owners, pension planning and protecting directors is key.

“Many business owners overlook what would happen if a business partner could no longer work.

“Having a plan in place protects both the business and your family’s financial security,” says Mary.

“Financial planning isn’t a one-off event,” she adds.

“It’s important to review your plan regularly, especially at key life stages like starting a new job, having a baby, or facing health changes.”

A financial review helps identify any gaps in your cover, ensures your policies are still relevant, and gives you peace of mind that you’re on track to meet your goals.

Whether you’re preparing for retirement, protecting your loved ones, or looking to invest, AIB provides the expert advice, digital tools, and personalised support to help you feel more organised and in control of your financial future.